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Financial calculators · Investments

MF calculator

Estimate what a one-time mutual fund investment could be worth at an annual return you assume.

50free calculators
No sign-up. No saved inputs.
Estimated value
₹2,15,892.5
Total contributed
₹1,00,000
Growth / interest
₹1,15,892.5

Contributed
Growth / interest

How this is calculated

Annual compounding at your assumed rate, with no intermediate contributions. Excludes fund expenses, exit loads and taxes.

Defaults are editable examples, not current provider quotes. Results are rounded for display. These are scenarios from your inputs, not live market data or investment advice.

About the MF calculator

This calculator estimates the value of a single mutual fund investment held for a number of years. For monthly investing, use the SIP calculator instead.

A fund’s return depends on its holdings and its expense ratio, and its NAV changes every business day.

How the MF calculator works

A = P × (1 + r)^t

A
Estimated value
P
Amount invested
r
Assumed annual return ÷ 100
t
Years

The investment compounds once a year at the rate you enter, with nothing added or withdrawn.

Worked example

Starting amount
₹2,00,000
Annual rate
11%
Time period
7 years
Estimated value
₹4,15,232.03
Total contributed
₹2,00,000
Growth / interest
₹2,15,232.03

Why use a MF calculator?

  • See how the holding period changes the outcome.
  • Compare a lower and a higher return assumption side by side.

MF calculator FAQs

What is NAV?

Net asset value is the value of one unit of a fund: its assets less liabilities, divided by units outstanding. It is published for each business day.

What is the difference between direct and regular plans?

A direct plan is bought straight from the fund house and has a lower expense ratio, because no distributor commission is paid from it. The underlying portfolio is the same.

Does the calculator include the expense ratio?

No. Enter a return after expenses if you want to allow for them.

Can past returns tell me the future rate?

No. Past performance does not guarantee future returns; the rate you enter is only an assumption.

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