From your first IPO application to a long-term savings goal. Explore the maths, one assumption at a time.
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Investments
SIP calculator
Explore regular monthly investing.
Calculated from your inputs
Estimated value
Total contributed
Growth / interest
Illustration
Contributed Growth / interest
How this is calculated
Each instalment is invested at the start of its month, the convention of Indian SIP calculators and fund platforms. Nominal annual rate divided by 12, compounded monthly. Rates are assumptions, not forecasts. Taxes, exit loads and fund expenses are excluded.
Defaults are editable examples, not current provider quotes. Results are rounded for display. These are scenarios from your inputs, not live market data or investment advice.
Calculator FAQs
Are these calculators free?
Yes. Every calculator is free, needs no sign-up and works in your browser.
Are my inputs saved or sent anywhere?
No. Calculations run in your browser, inputs are not stored, and no calculator asks for your name, PAN or account details.
Are the results guaranteed?
No. Results follow from the rates and amounts you enter. Market-linked returns vary, and interest rates, tax rules and scheme terms change.
Why does another website give a different answer?
Calculators differ in when payments are assumed to be made, how often interest compounds, and how they round. Each calculator here states its assumptions under “How this is calculated”, and its guide gives the formula.
Do the calculators give investment or tax advice?
No. They do arithmetic on your assumptions. They do not recommend a product, a return, a tax regime or a policy.
Where do the default values come from?
They are editable examples chosen to show how each calculator works, not current rates or quotes. Check current rates with the bank, fund house, India Post or insurer.